Waverly Insurance Services | Waverly Insurance Services

Commercial Property Insurance

Comprehensive coverage for investment properties, apartment buildings, student housing, office spaces, retail centers, industrial assets, hospitality properties and medical office buildings. We work with leading carriers to protect your real estate investments against property damage, loss of income and liability exposures.

Coverage Highlights

Building and Structure Coverage
Rental Income Protection
Property Liability Coverage
Ordinance and Law Coverage
Flood and Earthquake Options

Coverage Highlights

Course of construction coverage
Soft cost protection
Materials and equipment coverage
Renovation project coverage
Project delay coverage

Protect your construction projects from ground-up development to major renovations. Our builders risk solutions cover the unique exposures that come with construction, including materials, equipment, and works in progress.

Builders Risk Insurance

Coverage Highlights

Building and business personal property coverage
General liability protection
Business income and extra expense coverage
Equipment breakdown coverage
Hired and non-owned auto liability

Business Owners Policies

A streamlined package combining property and liability coverage to protect your business assets, operations and liability exposures. Structured to provide broad protection while keeping coverage efficient and cost-conscious.

Coverage Highlights

Medical expense coverage
Disability benefits
Employer's liability protection
Return-to-work programs
Workplace safety and compliance support

Workers Compensation

Protect your employees and your business with comprehensive workers’ compensation coverage. We help employers navigate regulatory requirements and secure competitive coverage solutions.

Coverage Highlights

Errors and omissions protection
Defense costs and legal expenses
Negligence and misrepresentation claims
Third-party financial loss coverage
Contractual liability considerations

Professional Liability

Professional liability coverage protects your business against claims arising from errors, omissions or professional services provided to clients. It helps safeguard your reputation and financial stability in the event of disputes, negligence allegations or contractual exposures.

Coverage Highlights

Dwelling coverage
Personal property protection
Liability coverage
Additional living expenses
Debris removal costs

Personal Homeowners

High-quality homeowners coverage for California residents. We work with top-rated carriers to provide comprehensive protection for your home, personal property, and liability exposures.

Coverage Highlights

Excess and surplus lines placements
High-risk or distressed properties
Layered and shared limit programs
Vacant or partially occupied buildings
Unique or non-standard operational exposures

Special & Complex Risks

Certain exposures fall outside standard markets and require a more tailored approach. We work with specialty and excess carriers to structure customized solutions for unique, high-risk or hard-to-place accounts while maintaining disciplined underwriting strategy.